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Applying — and getting approved — for a credit card is a very simple process, but getting approved for a car loan is a bit more difficult.

If your credit report shows evidence of on-time payments on your car loan, it will help increase your credit score.

The picture painted by these statistics is clear: many borrowers are in over their heads with student loan debt and are looking for relief.

Student loan consolidation or refinancing can be a great tool to use for those looking to save on, or simplify, their monthly payments, but going that route can also have serious consequences if not approached carefully – there are even student loan consolidations scams to be aware of.

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For instance, credit cards represent one type of credit usage, car loans make up another portion and mortgages round out the bunch. So Fi is one of few lenders that handles federal and private student loan consolidation.Plus, as a member, you’ll have access to a whole lot of perks: career strategy services, customer support seven days a week, invites to So Fi events, and more.Providers of Care One Debt Relief Services are industry leaders committed to offering the best debt management programs available.We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education.

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